Cook Islands VAT, return-ready
15% VAT on sales and purchases, built into your monthly RM205 — ready to lodge by the 20th.
RM205 FROM YOUR LEDGER
Kia orana — built in Rarotonga for Cook Islands businesses
Cook Islands accounting, made practical.
Easy prepares your RM205 VAT return, runs CINSF and PAYE payroll, and keeps a proper double-entry ledger — in New Zealand dollars.
No credit card required · Set up in minutes · Cancel anytime
Imports statements from the banks you already use
- BSPBank South Pacific CK
- BCIBank of the Cook Islands
- ANZANZ Bank CK
From shoebox to return-ready in three steps.
Set it up once. After that, the month-end work mostly takes care of itself.
Set up your business
Add your RMD number, bank account and logo under Settings. Start fresh or migrate from Manager.io or spreadsheets.
Invoice, capture, import
Send invoices, photograph bills and import your bank statements. Match lines instead of typing them.
Review and lodge
Your RM205, RM106 and RM101 are prepared from the ledger. You or your accountant review and lodge.
Built for local realities
Not a global product with a local settings page.
Generic software is loaded with overseas tax rules and features you never use. Easy gives you exactly what matters here.
Your bank, already imported
CSV, OFX or standard exports from BSP, BCI and ANZ. Match, don't retype.
IMPORT AND RECONCILE
Payroll that knows CINSF
Employee and employer CINSF, local PAYE, payslips, leave and wage returns — from one pay run.
CINSF · PAYE · RM106 / RM101
Product capabilities
Everything you need to run your finances.
Invoice, track expenses, pay staff and know your true numbers — without an accounting degree or a spreadsheet.
Invoicing
Send clean, branded invoices. Get paid faster.
Quotes and invoices in NZD, with your logo, RMD number and payment instructions on every one. See paid, overdue and pending at a glance.
- Instant PDF invoices with payment instructions
- Configurable 15% VAT on line items
- Aged receivables to chase overdue accounts
Reporting
A proper double-entry ledger, without the jargon.
Profit & Loss, Balance Sheet, Trial Balance and General Ledger — every posting traceable back to the invoice or bill that created it.
- Chart of accounts set up for local businesses
- Full audit trail — who changed what, and when
- One-click export for your accountant
Bill capture NEW
Snap a bill. Approve it. Done.
Photograph or upload a supplier bill. Easy reads it and suggests the supplier, amount and account — a person always confirms before anything posts.
- Photo or PDF, from any device
- Suggested coding — never automatic posting
- One inbox until you clear it
Payroll
Pay day, without the spreadsheet.
Set up staff once with their CINSF rate and tax code. Each pay run calculates gross wages, PAYE, and employee and employer contributions.
- Printable and emailable payslips
- Monthly CINSF contribution summaries
- RM106 / RM101 wage returns from the same run
Cash position
No surprise tight months.
See upcoming bills, expected receipts and fixed overheads in one place — before you commit to a big purchase.
- Balances across all your bank accounts
- Expense breakdown by category
- Period-over-period revenue comparison
Built to be trusted
Your books, locked down.
Easy holds your financial records, so we treat access like it matters.
Two-factor authentication
Turn on 2FA and every member of your team needs it — no exceptions.
Complete audit trail
Every create, edit, post, delete and send — with who and when. Exports to Excel.
Scoped accountant access
Your accountant gets their own login and a role that limits what they can touch.
Support access you control
Grant Project Five temporary access, see every request, end it when you're done.
Transparent pricing
Simple plans, in NZD.
No currency conversion surprises. No lock-in. Change or cancel any time. Prices exclude VAT.
Starter
For sole traders who just need to bill and get paid.
$15NZD / month
Start free trial
- Quotes and unlimited invoices, sent by email
- Record and receipt customer payments
- Customer statements and payment reminders
- Income and expense list with VAT summary
- One company, one user
Core
For small businesses keeping their own books.
$39NZD / month
Start free trial
- Everything in Starter
- Supplier bills and payables
- Cashbook and bank reconciliation
- Statement import from BSP, BCI and ANZ
- 15% VAT and RM205 return preparation
- P&L, Balance Sheet, Trial Balance, journals
- One company, three users
Plus
MOST POPULARFor businesses with staff, assets or stock.
$69NZD / month
Start free trial
- Everything in Core
- CINSF and PAYE payroll, 10 staff included
- Payslips, timesheets, leave, RM106/RM101
- Fixed asset register and depreciation
- Purchase orders
- Accountant access, priority local support
- Five users · $3 per extra employee
Enterprise
For multi-entity operations that want everything, set up for them.
From$149NZD / month
Talk to Project Five
- Everything in Plus, unlimited staff and users
- Multiple companies under one login
- Email-in bills with automatic capture
- AI assist for coding and reconciliation
- Approval workflows, roles and audit log
- Migration, onboarding and staff training
Payroll only
Just need to pay your staff?
CINSF and PAYE payroll, payslips, leave and RM106/RM101 returns without the full ledger. You only pay for employees you paid that month.
$12NZD / month
+ $3 per employee paid
Start free trial+ $3 per employee paid
All prices are in NZD and exclude 15% VAT. Annual billing gives you 2 months free.
Why businesses switch
What MYOB and Xero can't do here.
FeatureEasyMYOB, Xero, Reckon
Cook Islands VAT and RM205
EASYBuilt from your ledger, ready to lodge
MYOB, XERO, RECKONNo Cook Islands tax forms
CINSF and local PAYE payroll
EASYEmployee and employer CINSF, local PAYE
MYOB, XERO, RECKONPayroll for AU, NZ and UK only
Supported from Rarotonga
EASYThe team that builds it, in your timezone
MYOB, XERO, RECKONOffshore support, another timezone
Payroll in Xero is available only in the UK, Australia and New Zealand; MYOB sells to Australian and New Zealand businesses.
Switching to Easy
Moving from Manager.io or spreadsheets?
You don't have to start from scratch. We help you bring your books across and check the numbers line up.
Bring your data
Export from Manager.io, or send a CSV journal from your spreadsheets. Both import straight into Easy.
Map your accounts
We help you map your chart of accounts and set opening balances, so your first reports match your last ones.
Carry on from there
Import your BSP, BCI or ANZ statements, invite your team and run your next VAT return in Easy.
For accountants & bookkeepers
Bring your accountant in. Stop emailing files.
Invite your accountant or bookkeeper with their own login and a role that limits what they can see and change. They review the numbers where they live.
- Review trial balances and drill into ledger accounts
- Export year-end data for tax without back-and-forth
- RM205 and RM6 workings prepared from the ledger
- Every change recorded in the audit trail
FAQ
Got questions?
Talk to the team in Rarotonga — the same people who build it.
Yes. It works in NZD with 15% Cook Islands VAT, local PAYE, CINSF and the Revenue Management Division's return forms.
Easy prepares your RM205, RM6 workings and RM106/RM101 returns from your ledger. You or your accountant review and lodge — Easy does the preparation, not the filing.
Full access to every feature for 30 days, no credit card. If you don't continue, your data stays available to export.
Yes — with their own login and a role that limits what they can see and change.
Yes. We support Manager.io migration and CSV journal imports, and help you map your chart of accounts and opening balances.
Your records are yours. Export your ledger, reports and documents at any time, and ask us to remove your data when you're done.
Ready to see your real numbers?
Start your free trial, or talk to the team in Rarotonga about migrating your books across.
No credit card required · Cancel anytime